Adelaide FinanceHousehold accounts, South Australia

Household finance in Adelaide: what the state charges, and what it gives back

A South Australian household keeps a running account with its government. On one side sit the emergency services levy, land tax for some owners, and council rates. On the other sit concessions that come back as bank payments or bill credits, such as the $270.60 Cost of Living Concession for 2026–27.

Adelaide Finance is a guide to both sides of that account, written and published by Dotto from the official pages it links. It is general information, not financial advice: check the SA.GOV.AU concessions pages, RevenueSA or the City of Adelaide for your own figures.

The book’s emblem: a gridded city ringed by parkland, in ink on a ruled leaf.

The household account

Six folios, set out the way an account book would set them: what goes out on the left, what can come back on the right.

Paid out

To RevenueSA and the council

  • Emergency services levy

    A yearly charge on property, set on capital value, land use, location and ownership at 1 July.

  • Land tax

    Nothing to pay at the general rates until total taxable site value passes $936,000 in 2026–27.

  • City of Adelaide rates

    Worked from a property’s Annual Value, its estimated rental, at a residential rate of 0.11967651 in the dollar for 2026–27.

Paid back

Concessions from the state, and where help sits

Four household concessions, one form

One online form covers the four household concessions, and the same form updates an address, an energy account or bank details. What each is worth, and how it arrives, as at October 2026:

The household concessions, 2026–27
ConcessionWorthArrives as
Cost of Living Concession$270.60 A yearly payment into your bank account
Energy bill concessionUp to $291.27 a year For homeowners and private tenants, a credit on the electricity bill
Water and sewerage concessionFor a homeowner-occupier, up to 30% of the year’s water bill, between $304.12 and $484.80; sewerage up to $228.12, homeowners only A credit on the SA Water account, or a bank payment for people not supplied by SA Water
Emergency services levy remissionUp to $46 a year A credit against the levy itself

Each has its own rules, so qualifying for one does not settle the others. The ConcessionsSA Hotline is 1800 307 758, 9am to 5pm on weekdays, and the household concessions page on SA.GOV.AU has the form.

How this book is kept

Every figure here was read on the South Australian Government’s, RevenueSA’s or the City of Adelaide’s own pages in October 2026, and the sources for each page are listed at its foot. Most of these amounts are indexed or reset every financial year, so the date beside a figure matters as much as the figure.